Workers’ Compensation Coverage for NATA Members
Accidents can happen anywhere, and even small injuries can create big expenses. Through NATA’s partnership with SAIF, members receive discounted workers’ compensation rates and expert guidance to help reduce risks and protect both your team and your business.
- Exclusive SAIF group discounts for NATA members
- Personalized claims and safety support
- Help maintaining compliance and lowering premiums
Who Qualifies for the Program
To ensure fair and sustainable rates, participating members must meet SAIF’s eligibility criteria. These guidelines help maintain program benefits for all participants.
- Annual standard premium of $1,000 or more
- Experience modification of 1.0 or less
- Loss ratio ≤ 40% over a three-year base period
- Frequency of business operations within SAIF’s average range
If you meet these requirements, you could qualify for immediate premium discounts through your NATA membership.
Frequently Asked Questions
This program allows qualifying NATA members insured through SAIF Corporation to earn an additional premium discount on their workers’ compensation insurance, on top of any standard volume discount.
Eligible NATA members can receive a supplemental 10% discount on their SAIF workers’ compensation premiums. The discount is applied to each billing statement or payroll report beginning at policy inception after enrollment.
No. Enrolling in the NATA–SAIF group plan does not alter your individual earned experience rating, policy renewal date, or any rate advantage already earned based on your record.
Members must be insured with SAIF, meet underwriting standards established for the plan, and be a NATA member in good standing. The group’s overall eligibility is reviewed annually based on the premium and loss history of all participants.
If you’re already insured with SAIF, contact your SAIF representative or NATA’s insurance services team to enroll. If you’re insured through another carrier, request a premium and loss report for the past five years and contact your local SAIF office or independent agent for assistance.
Getting Covered Is Simple
We’ll walk you through the details and help you get the right coverage in place.
